Bankruptcy

If you are experiencing financial difficulties, Chapter 7 or Chapter 13 Bankruptcy may be right for you.

I assist businesses and individuals under financial pressures to explore solutions for financial crisis. I work with my clients to identify alternative strategies to achieve a client's particular goals. The goal is to simplify the process and restore calm and order in an otherwise difficult time.

Filing for bankruptcy is more than simply filling out paper work or pulling your credit report. Without a deep understanding of the applicable state and federal laws, you may lose valuable rights, and, more importantly, personal property.

Through bankruptcy, you can:

• Stop harassing creditors
• Stop foreclosures
• Stop lawsuits
• Stop repossessions
• Lower interest rates
• Lower payments
• Stop IRS levies
• Stop wage garnishments
• Strip second mortgages


If you qualify to file a Chapter 7 Bankruptcy, you will receive a complete discharge about four months after filing. At the time you receive your bankruptcy discharge, most or all or your debt is erased, and you will have the fresh financial start you deserve.

Under Chapter 13 Bankruptcy, the intention is to pay off a portion of your debt, often pennies on the dollar, receive a discharge in 3-5 years after making all of your planned payments.

Before one can file for bankruptcy in Okahoma, provisions in the new bankruptcy laws mandate that one must complete a credit counseling course. A personal financial management seminar must be completed later. My office has arranged for these courses to be conveniently completed online at your home. We then begin compiling the information needed to complete your bankruptcy petition and schedules, including a list of your creditors, a compilation of your property and other assets, and documentation of your income.

Don't feel guilty! At some point in almost every person's life they will face some degree of financial difficulty. People in Oklahoma are no different. Debt can be overwhelming, and there is no reason to continue suffering. For more information on filing bankruptcy in Oklahoma, and to discuss which legal options are best for your financial circumstances, please contact me at 405-605-8800 to set up FREE CONSULTATION.